Hire Purchase

This is the most popular of all finance packages available. It offers excellent affordability and is simple to apply for.

Ownership at the end of the agreed term - Once the agreement has ended, you can sell the vehicle and keep 100% of the proceeds from the sale. There is no balloon or other large payments to make at the end of the agreement. On the last payment of the vehicle, its yours!

Negotiable Deposit - Flexibility on the amount put down as a deposit. Choose a deposit that you can afford & which suits your budget. The bigger your deposit, the lower your monthly payments. See our loan calculator and van finance examples.

Entitlement to writing down allowances - Can mean that you pay less to the taxman* by writing off some or all of your vehicle finance payments against your tax bill.

The finance is secured on the vehicle - in most cases there is no need to provide additional security. Your finance is on the vehicle.

Fixed term / rate - flexible tailored finance to suit your needs. You know exactly what you have to pay and when, allowing you to plan ahead and stay in control of your finances. See our loan calculator and van finance examples.

Credit Rating - In the current loan marketplace, you will need to have reasonably good credit to receive hire purchase funding. Check our Credit Rating Guide. If you have bad credit, our unique Contract Hire on used vehicles may be your best solution.

See our loan calculator and van finance examples.